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We are a unique consulting firm

About us

Diversified Financial Solutions, LLC (DFS) based in the Richmond, Virginia area, is a unique commercial consulting and debt advisory firm. As the nature and competitiveness of banking and commercial lending has evolved, it is smart business to engage an advocate.

We provide clients with access to competitive, market rate financing options. We assist in debt placement for operating companies, owner-occupied and investment real estate purchases, refinance, and construction to permanent financing. In addition, we offer various business financing assistance to include franchise financing, partnership buyouts, business acquisition and working capital.

There are many cases where your current Lenders credit model has changed, and you have to seek new Lender relationships. With our broad banking contacts, we can assist you and your company with finding the right Lender “fit”. Our strategy is to be your consultant for the immediate borrowing needs and future opportunities.

We will provide a quick and honest assessment of the loan request and circumstances and offer options best suited for our client’s needs.

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Why us

1

The principals and associates bring over 75 years of combined experience in Commercial Lending and advisory services.
2

Our blend of banking experience and daily “hands-on” involvement as a team enables us to satisfactorily accomplish our clients’ objectives in a timely and confidential manner.
3

Our comprehensive knowledge, experience and broad Lender relationships allow us to place our client’s debt and achieve the best terms and conditions to fit their needs.

Loan Types

Loan amounts from $500,000 to $50,000,000 + for acquisition, refinancing, cash out and repositioning commercial and multi-family properties. Business Loans for entrepreneurs.

Conventional

A full or limited recourse loan that's not backed by a government agency.

Construction / Permanent

Ground up or construction or expansion that is converted to a permanent mortgage after completion / stabilization.

USDA

Government “guaranteed” loan program targeted to designated “rural” locations for financing of owner user commercial real estate, equipment, and low-income housing.

CMBS / Conduit

A conduit loan - also known as a CMBS loan (Commercial Mortgage-Backed Security) – is non-recourse financing for multiple property types.

Agency

Loans for multi-family projects that are non-recourse.

Asset Based Lending

Loan to finance inventory, accounts receivables, equipment, and lines of credits.

Bridge

A short-term loan used for ‘repositioning’ of an asset / business until stabilization is achieved.

SBA 7a & 504

Government “guaranteed” loans for business acquisition, owner-occupied commercial real estate financing and equipment for the business.

Enough Talk, Let's Build Something Together

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Diversified Financial Solutions, LLC

2036 John Rolfe Parkway
Richmond, VA 23238

T: (540) 314-6812
E: [email protected]